Whether your ideal holiday is a week lying on the beach with a good book or getting your adrenaline racing on an adventure holiday you will need to fund it somehow. This article gives some ideas about how you can help turn your dream break into a financial reality.
We all need something to look forward to and to step away from the daily grind of everyday life. Looking forward to a holiday is a great way of day dreaming away the hours. If you want it to be more than a dream, however, you will need to find the money to fund your ideal break. So, what different options are there available to you?
Sun Sea and Sand
Not everyone wants the thrill of trekking through ice on wild Alaska holidays. Some of us just want to unwind in a sunny location, preferably on a beautiful beach or beside an inviting pool. If your ideal break is a beach holiday in a European resort then you may find that by setting up a regular savings account in advance you can easily save for your next break. If you don’t have much room in your daily budget for saving then see if there’s anywhere that you can reduce your spending. Whether it’s by taking your own lunch to work rather than nipping out to the deli, cutting back your spending on clothes or leaving your credit cards at home and relying on cash more, small savings can soon add up.
Going Wild for Adventure
Of course, some people’s ideal of getting away from it all is crossing Arabian deserts or adventure alaska holidays. If this is the case then forgoing your morning coffee on the way to work is probably not going to help. If you want to finance a serious adventure holiday then you’ll need to do some serious saving. As well as using a savings account with a good rate of interest and regularly adding funds to it there are a number of other steps that you can take. Have a good clear out and sell any good quality items that you don’t need, keep ruthless track of everything you spend and cut back as much as possible. If you’re getting married then ask for travel vouchers as wedding gifts or even get married on holiday and combine the costs.
Another option is to carry out some voluntary work abroad. This way you’ll get support with fundraising, get to see more of a country then you would otherwise, have a unique cultural experience and help others. You’ll also often receive a local wage to help meet your living expenses.
Whatever your dream holiday, the sooner you start planning how to finance it, the sooner it can become a reality. Be realistic about how much money you will need, both for travel, accommodation and living expenses, set yourself a target date for completing raising the funds and then work towards it. With the finances under control you can then enjoy planning your break as your dream starts to become real.
Jessie Jones writes about financial planning for a range of websites and blogs. She is interested in travel and has recently enjoyed European and Alaska holidays.